About LinTel Finance
Nearly 20 years, on both
sides of the lending desk.
Our Chinese name comes from a saying about seeing from high
ground. We want you to see the bigger picture before you decide on a
loan.
15+
years lending inside the banks
~20
years in Australian lending
2
languages: English ยท Mandarin
Founder photo
Leo Liu
Founder · Principal broker · CRN 000000
Our founder
A former lender,
now on your side.
Leo Liu before founding LinTel Finance, he spent more than 15 years lending inside Australian banks, assessing home, investment and commercial loans. He knows how an application is judged, and he has seen too many good borrowers declined because their file wasn't prepared properly.
He became an independent broker to put that experience to work for
borrowers: not tied to one bank, and looking at every option the way a
lender would.
From 2011
Home lending at Westpac and NAB
Westpac Group, customer service to home lending manager
NAB mobile lending specialist, 2015–2020
2020
Senior relationship & lending manager
Bendigo and Adelaide Bank, 2020–2023
Commonwealth Bank home lending executive, 2023–2026
2026
Founded LinTel Finance
Independent broker, home and commercial lending
How we work
Three things we always do.
Be clear
What we recommend, why, and what we're paid — all in writing.
Think long-term
Not just this loan, but how it shapes your property and business plans for years to come.
Follow through
After settlement, we review your loan
regularly so it keeps working for you.
Licensing and compliance
Licensed, and
open about it.
We operate under Australia's National Consumer Credit Protection Act and a duty to act in your best interests. You'll receive our Credit Guide when we start working together.
Authorised Credit Representative
CRN 000000
Credit licensee
[Licensee name] ยท ACL 000000
Industry association
MFAA / FBAA (to be confirmed)
External dispute resolution
AFCA member 000000
Comparing banks and
non-bank lenders
